Vehicle Deal & Ownership Simulator
Compare cars, dealerships, financing, leases, cash purchases, and long-term ownership costs side by side.
Estimate only
Results are based on the information and assumptions entered. Dealer quotes, lender terms, taxes, fees, vehicle values, insurance, maintenance, mileage charges, and lease-end costs may differ. Verify all figures with the dealer, lender, leasing company, insurer, and appropriate financial or tax professionals before making a purchase or lease decision.
Vehicle scenarios
Compare the deal, the debt, and the ownership cost.
Add each offer you are considering. Names are optional; DynoCalc will use the car and deal type when it can.
Lowest estimated net cost: Toyota RAV4 · Lease at $27.9K.
Graph view
Pick the comparison that matters right now.
Comparison graph
How does the cost difference grow over time?
Each line uses the same color and label as its scenario card.
Net ownership cost over 60 months.
| Month | 2026 Honda CR-V · Finance | Toyota RAV4 · Lease |
|---|---|---|
| 0 | 0 | -17880 |
| 12 | 10165 | -9595 |
| 24 | 19192 | -1310 |
| 36 | 27174 | 27855 |
| 48 | 34187 | 27855 |
| 60 | 40289 | 27855 |
Learn the calculation
How it works
Scenario simulator compares total cash paid, net ownership cost, monthly cash flow, remaining debt, equity, estimated vehicle value, and cost per mile.
Example
Example vehicle simulator calculation
Use the default values in the calculator form. Press Calculate to see the result summary, supporting values, and formula.
FAQs
What does the Vehicle Deal & Ownership Simulator do?+
It turns your inputs into a clear vehicle deal & ownership simulator result and includes the formula used for the calculation.
Can I use this result for planning?+
Yes, it is useful for quick planning and comparison. For financial, health, legal, or tax decisions, confirm important numbers with a qualified professional.
Last updated: 2026-05-24
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